CONVENTIONAL LOANS

A Flexible Loan For Your Next Move.

Conventional loans offer flexible financing options, competitive rates and a straightforward path toward homeownership.

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CONVENTIONAL FINANCING

A Straightforward Path To Homeownership With A Conventional Loan

Conventional loans are one of the most common mortgage options available to homebuyers. They are not insured or guaranteed by a government agency and can provide flexible terms for qualified borrowers.

Whether you're purchasing your first home, moving into a new home or refinancing an existing mortgage, a conventional loan may offer a financing solution that fits your goals.

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CONVENTIONAL LOANS

Built around your goals.

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WHY CONSIDER A CONVENTIONAL LOAN?

Flexibility that fits your financial goals.

Conventional financing can offer a range of options depending on your home, finances and long-term goals.

Competitive Rates

Qualified borrowers may have access to competitive mortgage rates based on their financial profile.

Flexible Down Payments

Conventional loans may offer down payment options that work with different financial situations.

Different Property Types

Financing may be available for primary residences, second homes and eligible investment properties.

Long-Term Flexibility

Choose from available loan terms to help align your mortgage with your overall financial plans.

YOUR OPTIONS

Conventional financing can take different forms.

Your loan structure depends on your purchase, financial situation and long-term objectives.

Fixed-Rate Mortgage

A fixed-rate mortgage keeps the interest rate consistent throughout the selected loan term, providing predictable principal and interest payments.

Adjustable-Rate Mortgage

An adjustable-rate mortgage may begin with a fixed interest period before the rate can adjust according to the terms of the loan.

Different Loan Terms

Depending on qualification, borrowers may have different term options that affect monthly payments and total interest.

Refinancing

Eligible homeowners may use conventional refinancing to restructure an existing mortgage based on their current goals.

IS IT RIGHT FOR YOU?

Conventional financing for qualified borrowers.

Conventional loans may be a fit for borrowers who meet applicable credit, income, debt and property requirements.

Buyers with established credit
Borrowers with stable income
Buyers looking for flexible financing
Homeowners considering refinancing

See If You Qualify

01 Let's find the
right path for you.

WHAT MATTERS

Your qualification
starts with the details.

Mortgage qualification considers several parts of your financial and property profile.

Credit

Your credit history can be an important part of determining available mortgage options.

Income

Income and employment information help determine your ability to support the proposed mortgage.

Debt

Existing monthly obligations are considered when reviewing your overall financial position.

Property

Property type, value and intended use can play a role in determining available options.

Ready for your next move?

Choose Phil or PJ to start your application.

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