FHA LOANS

With An FHA Loan

An FHA loan with the Crescenzo Team offers eligible buyers flexible qualification options and lower down payment opportunities designed to make homeownership more accessible.

An FHA loan with the Crescenzo Team offers eligible buyers flexible qualification options and lower down payment opportunities designed to make homeownership more accessible.

With An FHA Loan
WHY FHA

An FHA Loan, built around your needs.

Buying a home can feel complicated. An FHA Loan provides an accessible mortgage option for eligible borrowers who meet FHA and lender requirements.

01

Lower Down Payment Options

Eligible borrowers may qualify for a down payment as low as 3.5%.

02

Flexible Credit Guidelines

FHA financing can offer flexible qualification guidelines for eligible borrowers.

03

Accessible Home Financing

Explore a government-insured mortgage option designed to support qualified homebuyers.

Beautiful family home
FHA ADVANTAGE

What makes an FHA loan different?

FHA loans are insured by the Federal Housing Administration and are available through approved lenders. They can be useful for buyers who may not fit traditional conventional loan requirements.

Down Payment Options

Eligible borrowers may qualify with as little as 3.5% down.

Flexible Qualification

FHA guidelines may provide additional flexibility for qualified borrowers.

Primary Residence

FHA financing is generally available for eligible primary residences.

Fixed & Adjustable Options

Available mortgage structures can vary based on eligibility and lender guidelines.

IS FHA RIGHT FOR YOU?

A loan option worth exploring.

FHA financing may be an option for buyers who want to explore flexible mortgage qualification and down payment opportunities.

Buying a primary residence
Limited down payment funds
Exploring flexible qualification
First-time or repeat buyer
Meet FHA requirements
Meet lender requirements
THE PROCESS

A clear path from application to closing.

Your loan team will guide you through each step of the FHA financing process.

01

Apply

Provide your income, assets, credit and employment information.

02

Review

Review your financing options and estimated costs with your loan advisor.

03

Find Your Home

Shop for a home within your approved financing range.

04

Underwriting

Your lender reviews your financial information and the property.

05

Close

Complete your final requirements and move toward receiving the keys.

FAQ

FHA loan questions, answered.

Get clear answers to common questions about FHA financing, eligibility, down payments, and mortgage insurance.

An FHA loan is a mortgage insured by the Federal Housing Administration and offered through FHA-approved lenders.
Eligible borrowers may qualify for a down payment as low as 3.5%, depending on their financial and credit qualifications.
No. FHA loans are not limited exclusively to first-time homebuyers. Eligibility depends on FHA requirements and the borrower's circumstances.
FHA loans generally include mortgage insurance requirements. Your loan advisor can explain the applicable costs and requirements for your situation.
The right mortgage depends on your financial situation, goals, and eligibility. A loan advisor can compare available financing options with you.

Ready for your next move?

Choose Phil or PJ to start your application.