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RENOVATION LOANS

See The Potential. Build The Home.

Turn the home you have into the home you've imagined. Renovation loans can help combine your home purchase or refinance with eligible improvement costs.

Turn the home you have into the home you've imagined. Renovation loans can help combine your home purchase or refinance with eligible improvement costs.

See If You Qualify Talk to a Loan Advisor
See The Potential. Build The Home.
MORE THAN A MORTGAGE

Your Dream Home Doesn't Always Start With A New Home.

Sometimes the right home is already in front of you. It just needs a little work.

Renovation loans options may allow eligible borrowers to finance qualifying improvements as part of their overall mortgage financing.

WHAT'S POSSIBLE

From Small Updates To Major Transformations.

Depending on the loan program, property and borrower qualifications, renovation loans may be used for a range of eligible home improvements.

01

Kitchen Transformations

Update cabinets, countertops, flooring, appliances and other eligible improvements to create a space that works for you.

02

Bathroom Updates

Refresh an outdated bathroom with improvements designed around your needs and the property.

03

Flooring & Interior Updates

Give your home's interior a new direction with eligible flooring, paint and other improvements.

04

Bigger Renovations

Some renovation programs can accommodate larger eligible projects, subject to program guidelines.

ONE FINANCING STRATEGY

Purchase The Home. Plan The Improvements. Move Forward.

Renovation financing can provide an alternative to handling the home purchase and improvement financing as completely separate financial projects.

Explore Your Options →
01 HOME
PURCHASE
→
02 ELIGIBLE
RENOVATION
→
03 YOUR
NEXT HOME
WHY CONSIDER RENOVATION FINANCING

A Different Way To Think About Home.

Buying a home can feel complicated. An FHA Loan provides an accessible mortgage option for eligible borrowers who meet FHA and lender requirements.

01

Buy The Location You Want

A home that needs updating may offer an opportunity to consider neighborhoods or locations that might otherwise be overlooked.

02

Create A Home That Fits

Renovation planning can help you focus on the features, layout and finishes that matter most to your household.

03

Plan Before You Begin

Understanding the financing structure before starting a project can help you approach the renovation with a clearer plan.

04

Work With A Mortgage Professional

Your loan professional can help explain available programs, requirements and the steps involved.

THE PROCESS

From Idea To Finished Space.

Every renovation is different. Your mortgage professional can help you understand the applicable program requirements and process.

01

Define The Project

Discuss the home, your renovation goals and the financing you may need.

02

Review Financing

Explore available renovation loan options and applicable program requirements.

03

Complete The Work

Follow the applicable renovation process and requirements for your selected program.

04

Enjoy The Result

Move into a space that better reflects how you want to live.

THE POSSIBILITIES

Don't Just See What's There. See What's Possible.

“

The right renovation can change more than the look of a home. It can change how you use your space, how you live in it and how the home fits your life.

YOUR HOME. YOUR VISION.
FAQ

Renovation Loan FAQs.

Have more questions? Talk with a mortgage professional about your specific situation.

A renovation loan is mortgage financing that may allow eligible borrowers to finance qualifying home improvements as part of the overall loan, depending on the program.
Some renovation loan programs may be used in connection with a home purchase. Program requirements, eligible improvements and borrower qualifications vary.
Eligible improvements depend on the specific loan program. Common examples may include kitchens, bathrooms, flooring and other qualifying property improvements.
Certain renovation financing options may be available for existing homeowners. Your mortgage professional can review the programs available for your situation.
The appropriate option depends on factors such as the property, project scope, financing needs and borrower qualifications. A mortgage professional can help you review the available choices.

Ready for your next move?

Choose Phil or PJ to start your application.

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