Lower Down Payment Options
Eligible borrowers may qualify for a down payment as low as 3.5%.
FHA LOANS
With An FHA Loan
An FHA loan with the Crescenzo Team offers eligible buyers flexible qualification options and lower down payment opportunities designed to make homeownership more accessible.
An FHA loan with the Crescenzo Team offers eligible buyers flexible qualification options and lower down payment opportunities designed to make homeownership more accessible.
WHY FHA
An FHA Loan, built around your needs.
Buying a home can feel complicated. An FHA Loan provides an accessible mortgage option for eligible borrowers who meet FHA and lender requirements.
Flexible Credit Guidelines
FHA financing can offer flexible qualification guidelines for eligible borrowers.
Accessible Home Financing
Explore a government-insured mortgage option designed to support qualified homebuyers.
FHA ADVANTAGE
What makes an FHA loan different?
FHA loans are insured by the Federal Housing Administration and are available through approved lenders. They can be useful for buyers who may not fit traditional conventional loan requirements.
Down Payment Options
Eligible borrowers may qualify with as little as 3.5% down.
Flexible Qualification
FHA guidelines may provide additional flexibility for qualified borrowers.
Primary Residence
FHA financing is generally available for eligible primary residences.
Fixed & Adjustable Options
Available mortgage structures can vary based on eligibility and lender guidelines.
IS FHA RIGHT FOR YOU?
A loan option worth exploring.
FHA financing may be an option for buyers who want to explore flexible mortgage qualification and down payment opportunities.
Buying a primary residence
Limited down payment funds
Exploring flexible qualification
First-time or repeat buyer
Meet FHA requirements
Meet lender requirements
THE PROCESS
A clear path from application to closing.
Your loan team will guide you through each step of the FHA financing process.
01
Apply
Provide your income, assets, credit and employment information.
02
Review
Review your financing options and estimated costs with your loan advisor.
03
Find Your Home
Shop for a home within your approved financing range.
04
Underwriting
Your lender reviews your financial information and the property.
05
Close
Complete your final requirements and move toward receiving the keys.
FAQ
FHA loan questions, answered.
Get clear answers to common questions about FHA financing, eligibility, down payments, and mortgage insurance.
An FHA loan is a mortgage insured by
the Federal Housing Administration and
offered through FHA-approved lenders.
Eligible borrowers may qualify for a
down payment as low as 3.5%, depending
on their financial and credit
qualifications.
No. FHA loans are not limited exclusively
to first-time homebuyers. Eligibility
depends on FHA requirements and the
borrower's circumstances.
FHA loans generally include mortgage
insurance requirements. Your loan advisor
can explain the applicable costs and
requirements for your situation.
The right mortgage depends on your
financial situation, goals, and
eligibility. A loan advisor can compare
available financing options with you.
Ready for your next move?
Choose Phil or PJ to start your application.