Jumbo Loans

Finance The Home Beyond The Limit.

Jumbo loans open the door to higher-value properties that exceed conventional loan limits — with competitive rates, flexible terms, and guidance built on decades of lending experience.

Talk to a Loan Advisor

$766K+ Above Conforming Loan Limits

10-15% Typical Down Payment

Fixed & ARM Flexible Term Options

30 Days Average Closing Time

Jumbo Loan

What Is A Jumbo Loan?

A jumbo loan is a type of financing that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). Because these loans aren't backed by Fannie Mae or Freddie Mac, they typically come with stricter credit requirements — but they open the door to luxury homes, high-cost markets, and larger investment properties.

At The Crescenzo Team, we simplify the jumbo loan process with personalized guidance, competitive rates, and a team that understands high-value lending inside and out.

Financing Without Limits

Why Choose A Jumbo Loan With Us

Explore flexible jumbo loan options with personalized guidance, competitive rates, and financing solutions designed to fit your unique needs.

Competitive Rates

Access rates built specifically for high-value financing, tailored to your credit profile.

High Loan Amounts

Finance homes well beyond conventional limits, including luxury and high-cost properties.

Flexible Terms

Choose from fixed-rate or adjustable-rate structures that fit your long-term goals.

Expert Guidance

Work directly with experienced lenders who guide you through every step, start to close.

What You'll Need To Qualify

Strong credit score, typically 700 or higher
Lower debt-to-income ratio compared to conventional loans
Proof of cash reserves, often 6–12 months of payments
Down payment, generally starting around 10–15%
Full income and asset documentation

Payment Estimator

Estimate Your Jumbo Loan Payment

Use our quick calculator to get an idea of what your monthly payment might look like. This is for estimation only — your actual rate and terms will be tailored to your profile.

Loan Amount ($)

Interest Rate (%)

Loan Term

ESTIMATED MONTHLY PAYMENT

$5,512

Principal & interest only. Taxes, insurance, and HOA fees are not included. Contact us for a complete quote.

Loan Options

Compare Jumbo Loan Programs

Choose the structure that fits your financial strategy. Each program is tailored to high-value properties with competitive pricing.

30-Year Fixed

6.75% APR

Stable payments for the life of the loan. Ideal for long-term homeowners.

Fixed principal & interest
No prepayment penalty
10% minimum down
Rate lock available

Get Quote

15-Year Fixed

6.25% APR

Build equity faster and save on interest with a shorter term.

Lower interest rate
Significant interest savings
15% minimum down
Rate lock available

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7/1 ARM

6.10% APR

Lower initial rate with flexibility for future plans.

Fixed for 7 years
Adjusts annually after
10% minimum down
Ideal for short-term hold

Get Quote

Ready for your next move?

Choose Phil or PJ to start your application.

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